Best for: Customers who want to take home their purchase now, without a credit check, and have the option to pay over time.
How it works: - Apply with just your basic information—no hard credit inquiry. - Make an initial payment and take your items home the same day. - Continue with scheduled lease payments, and when you’re ready, you can buy out the lease early to save money.
Benefits: - No credit check required for approval. - Flexible early purchase options to save on fees. - Easy, fast approval process. - Great option if you’re working on building or rebuilding credit.
Things to consider: May have higher total cost than traditional financing if you keep the lease for the full term. You do not own the merchandise until the lease is fully paid or bought out early.
