Financing with Credit Check

Best for: Customers with fair to excellent credit who want lower monthly payments and ownership from day one.

How it works:
 - Apply for traditional financing with our lending partners.
 - Your approval and terms are based on your credit history.
 - Once approved, you’ll own your furniture or mattress right away, and pay it off in monthly installments.

Benefits:
- Lower interest rates for qualified buyers.
- Helps build or improve credit when you make on-time payments.
- Ownership begins immediately. Flexible term lengths to fit your budget. 

Things to consider: Requires a credit check. Approval depends on your credit history and income.